Canadian and U.S. Citizens interested in studying our Dental programs may be eligible to apply for financial aid to help you with your Cost of Attendance (COA). Please read thoroughly, it is your responsibility to secure funding for your entire program regardless if funding is available or denied.
Canadian Loans
For information about the loans the Government of Canada offers to eligible full and part-time post-secondary students, visit the Government of Canada student loans website.
For assistance filling out your enrollment confirmation forms contact the Financial Aid Office located in Campus Campestre.
Contact: Elizabeth Torres
Phone number: +52 (477) 710 8500 Ext. 4422
E-mail address: etorrest@lasallebajio.edu.mx
Hours: Monday through Friday from 9:00 a.m. to 6:00 p.m.
In the event enrollment confirmation forms were completed for your Canadian funding and you later suspend, withdraw or otherwise change status, please contact your loan provider to see if any further paperwork is needed.
United States Loans
The Universidad La Salle Bajío is foreign institution eligible to participate in the Federal Student Aid Program, our School Code is 037765.
Although it may be possible to fund your entire education through Federal Student Aid, we recommend a conservative approach to borrowing. We also encourage you to save as much as possible before enrolling, so that you may avoid a heavy debt burden. For more information regarding Federal Student Aid, please visit the Federal Student Aid website.
The Dentistry Dual-Degree Program, is currently not accepting new students. For more information, please contact the Faculty of Dentistry:
Laura María Díaz Guzmán
Directora Académica
Facultad de Odontología
(477) 710 85 00, ext. 2800
lmdiaz@lasallebajio.edu.mx
For prospective students seeking financial aid for the Dentistry Dual-Degree Program, it is recommended that prospective students submit their FAFSA application no later than May 1st to ensure funding is available by September.
Note: This program is considered an undergraduate level program for the first three years; consequently, undergraduate loan limits apply. Once you enroll in the seventh semester you become a Professional Student and graduate loan limits apply.
For prospective students seeking financial aid forfor CIRO - International Dental Program,there are currently two dates:
• For starting date June 2022 it is recommended that prospective students submit their FAFSA application no later than May 1st, to ensure funding is available by July.
• For starting date January 2023 it is recommended that prospective students submit their FAFSA application no later than September 30th, to ensure funding is available by February.
The Universidad La Salle Bajío, A.C. does not administer any other loan program at the moment.
The Financial Aid Office is located in Campus Campestre.
Contact: Elizabeth Torres / Phone number: 52 (477) 710 8500 Ext. 4422
E-mail address: etorrest@lasallebajio.edu.mx
Hours: Monday through Friday from 9:00 a.m. to 6:00 p.m.
Basic Eligibility Criteria:
• Be a US citizen, or eligible noncitizen
• Have a valid Social Security number
• Have a High School Diploma or its equivalent
• Be enrolled at least half-time in an eligible program.
The University offers two eligible programs:
• Be making Satisfactory Academic Progress (SAP), make sure you read the SAP Policy
• Not be in default on any federal funds
The federal loan eligibility criteria is subject to change at the US Department of Education’s discretion and are beyond the University's control. To check the latest eligibility criteria, visit the https://studentaid.gov/understand-aid/eligibility/requirements.
Note: The Universidad La Salle, A.C. can only approve loans for students who meet the criteria set by the US Department of Education..
How much can I borrow?
The amount of aid you are eligible to receive depends on various factors such as:
• Location of University; schools located outside the US are considered Foreign Schools
• Type of Program and grade level
• Whether you are classified as dependent or independent student
Location
Universidad La Salle Bajío, A.C. is classified as a foreign school. Foreign schools can only offer aid through loans.
Type of program and grade level
For Federal Student Aid purposes, the Dentistry Dual-Degree is an Undergraduate program until the sixth semester; once enrolled in the seventh semester it becomes a professional program; loan limits apply accordingly.
The CIRO-IDP is a Professional Program; students are classified as Professional Students, and graduate/professional students loan limits apply.
Whether you are a dependent or independent
This condition applies only to undergraduate students.
The annual loan limit amount depends on the classification.
• Amounts can be found on the student aid website:
https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized
Dependent vs Independent
For the purposes of Federal Student Aid, a student is considered an independent student, if they meet one or more of the following criteria:
• the student is at least 24 years old by 31 December of the award year;
• the student is married as of the date the FAFSA is completed;
• the student is working on a masters or doctorate program at the beginning of the award year for which the FAFSA is completed;
• the student is currently serving on active duty in the U.S. armed forces for purposes other than training;
• the student is a veteran of the US Armed Forces;
• the student has at least one child who receives more than half of his or her support from the student;
• the student has a dependent, other than a spouse or a child, who lives with the student and receives more than half of his or her support from the student at the time the FAFSA is completed and through 30 June of the award year.
• the student at any time since turning age 13, were both parents deceased, and in foster care, or were a dependent or ward of the court;
• the student was determined by a court in their state of legal residence to be an emancipated minor or that someone other than the parent or stepparent has legal guardianship.
Type of Loans available for undergraduate students
Students in an undergraduate program may qualify for the following loans:
• Direct Subsidized Loan – Must demonstrate need
• Direct Unsubsidized Loan – Not based on need
• Direct Parent Plus Loan – Only for students classified as dependents
Questions | Direct Subsidized loan | Direct Unsubsidized loan | Parent PLUS loan (Undergraduate) |
---|---|---|---|
Who is eligible? | A dependent student who demonstrate financial need. | A dependent and independent student. Not based on financial need. | Parents (biological, adoptive, or in some cases, stepparent) of dependent enrolled in undergraduate courses. Both the parent and the student must be eligible for federal student aid.A credit check is required. |
How do repayments work? | No interest or payment required as long as you are enrolled on an eligible course at least half-time. | No payments required as long as you are enrolled on an eligible course at least half-time. However, interest accrues while you are studying. | No payments required as long as the dependentstudent is enrolled on an eligible course at least half-time. However, interest accrues while you are studying. |
When does repayment start? | Six months after your course finishes, known as the “grace period” or you become less than half-time, or withdraw. | Six months after your course finishes, known as the “grace period” or you become less than half-time, or withdraw. | PLUS loans have no grace period. Repayment period begins on the date of the final disbursement. Unless you receive a deferment or forbearance. |
Loan Limits for students enrolled in an undergraduate program
Year | Dependent Students (except students whose parents are unable to obtain PLUS Loans) | Independent Students (and dependent undergraduate students whose parents are unable to obtain PLUS Loans) | Parent Plus |
---|---|---|---|
First-Year Undergraduate Annual Loan Limit | $5,500 $3,500 in Subsidized Loans $2,000 in Unsubsidized loans |
$9,500 $3,500 in Subsidized Loans $6,000 in Unsubsidized Loans |
For dependent undergraduate students only. Total amount remaining after all other aid/loans have been deducted from COA |
Second-Year Undergraduate Annual Loan Limit | $6,500 $4,500 in subsidized Loans $2,000 in Unsubsidized loans |
$10,500 $4,500 in Subsidized Loans $6,000 in Unsubsidized Loans |
For dependent undergraduate students only. Total amount remaining after all other aid/loans have been deducted from COA |
Third-Year and Beyond Undergraduate Annual Loan Limit | $7,500 $5,500 In Subsidized Loans $2,000 in Unsubsidized Loans |
$12,500 $5,500 in Subsidized Loans $6,000 in Unsubsidized Loans |
For dependent undergraduate students only. Total amount remaining after all other aid/loans have been deducted from COA |
Subsidized and Unsubsidized Aggregate Loan Limit | $31,000—No more than $23,000 of this amount may be in subsidized loans. | $57,500 for Undergraduates —No more than $23,000 of this amount may be in subsidized loans. | Parent PLUS loans do not have a set limit. The institution’s Cost of attendance (COA) is the limit. |
To learn more information about the loans, visit: https://studentaid.gov/understand-aid/types/loans.
To learn more about repayment, visit: https://studentaid.gov/manage-loans/repayment
Interest rates and additional fees
The interest rates are fixed rates for the life of the loan. For the latest rates, visit the Federal Student aid website: https://studentaid.gov/understand-aid/types/loans/interest-rates.
Note:The The student loan payment pause is extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 — payments will resume 60 days after that.
Are there any fees for federal student loans?
Most federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive while enrolled in school. This means the money you receive will be less than the amount you actually borrow. You are responsible for repaying the entire amount you borrowed and not just the amount you received.
The chart below shows the loan fees for Direct Subsidized, Direct Unsubsidized, and Direct PLUS Loans.
Loan Fees for Direct Subsidized Loans and Direct Unsubsidized Loans | |
---|---|
Firs Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/23 | 1.057% |
On or after 10/1/19 and before 10/1/20 | 1.059% |
Loan Fees for Direct PLUS Loans | |
Firs Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/23 | 4.228% |
On or after 10/1/19 and before 10/1/20 | 4.236% |
Off Campus - DUAL DEGREE - August 2020 / February 2021
Concept | Amount 1st Year | Amount 2nd Year | Amount 3rd Year | Amount 4th Year | 9th Semester |
---|---|---|---|---|---|
Tuition and Fees | $36,000.00 | $36,000.00 | $36,000.00 | $36,000.00 | $18,000.00 |
*Books / Supplies / Instruments | $2,710.00 | $5,151.00 | $400.00 | $400.00 | $200.00 |
*Transportation | $3,263.00 | $3,263.00 | $3,263.00 | $3,263.00 | $1,632.00 |
*Room and Board | $6,211.00 | $6,211.00 | $6,211.00 | $6,211.00 | $3,106.00 |
* Personal Expenses | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $1,250.00 |
Totals | $50,684.00 | $53,125.00 | $48,374.00 | $48,374.00 | $24,188.00 |
On Campus is currently not offered due to the worldwide COVID-19 pandemic
Concept | Amount 1st Year | Amount 2nd Year | Amount 3rd Year | Amount 4th Year | 9th Semester |
---|---|---|---|---|---|
Tuition and Fees | $36,000.00 | $36,000.00 | $36,000.00 | $36,000.00 | $18,000.00 |
*Books / Supplies / Instruments | |||||
*Transportation | |||||
*Room and Board | |||||
*Personal Expenses | |||||
Totals | $36,000.00 | $36,000.00 | $36,000.00 | $36,000.00 | $18,000.00 |
All amounts are in US Dollars
Cost of Books/Supplies/Instruments vary depending on the year
It takes 9 semesters to complete the degree.
The required courses total 410 credits to graduate.
* Fees are estimated for a full-time one year of enrollment.
Disbursement information
Disbursements for students enrolled in the Dentistry Dual-Degree Program are programmed per Academic year at the beginning of each semester, one installment in August and one in February.
Within three working days of the University receiving the funds, the amounts for tuition and fees are applied to your institutional account, and any excess balance is paid directly to you, within 14 days, of arrival date.
• You must be enrolled before your funds can be requested.
• Foreign schools are subject to a 30-day disbursement delay.
• Once money is disbursed you must remain enrolled on at least a half-time basis otherwise you will lose eligibility.
• In the event you need to cancel any aid, request a Leave of Absence, or withdraw from the Program, you must contact the Financial Aid Office immediately.
• We can only process loans for students who meet the criteria set by the US Department of Education.
• It is your responsibility to secure funding for your entire program regardless if funding is available or denied.
How much can I borrow?
The amount of aid you can borrow depends on various factors such as:
• Location of University; schools located outside the US are considered Foreign Schools
• Type of Program and grade level
• Whether you are classified as dependent or independent student
Location
Universidad La Salle Bajío, A.C. is classified as a foreign school. Foreign schools can only offer aid through loans.
Type of program and grade level
For Federal Student Aid purposes, the Dentistry Dual-Degree is an Undergraduate program until the sixth semester; once enrolled in the seventh semester it becomes a professional program; loan limits apply accordingly.
The CIRO-IDP is a Professional Program; students are classified as Professional Students, and graduate/professional students loan limits apply.
Whether you are a dependent or independent
This condition applies only to undergraduate students.
The annual loan limit amount depends on the classification.
• Amounts can be found on the student aid website:
https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized
Questions | Direct Subsidized loan | Direct Unsubsidized loan | Direct PLUS loan (Graduate/Professional) |
---|---|---|---|
Who is eligible? | Not eligible | Graduate/Professional student. Not based on financial need. | Graduate/Professional student. A credit check is required. Not based on financial need. |
How do repayments work? | No payments required as long as you are enrolled on an eligible course at least half-time. Interest accrues while you are studying. | No payments required as long as you are enrolled on an eligible course at least half-time. Interest accrues while you are studying. | |
When does repayment start? | Six months, known as the “grace period”, after your course finishes or you become less than half-time. | Six months, known as the “grace period”, after your course finishes or you become less than half-time |
If you have an adverse credit history, you may still receive a Direct PLUS Loan. To learn more visit: https://studentaid.gov/understand-aid/types/loans/plus/grad
To learn more about repayment, please visit the https://studentaid.gov/manage-loans/repayment and you can also watch the following video: https://www.youtube.com/watch?v=mTHtn0FRMWw
Loan Limits for Graduate / Professional Students
Year | Unsubsidized Loan | PLUS Loan for Graduate or Professional Students |
---|---|---|
Graduate or Professional Students Annual Loan Limit | $20,500 (unsubsidized only) | Total amount remaining after all other aid/loans have been deducted from COA |
Subsidized and Unsubsidized Aggregate Loan Limit | $138,500 for graduate or professional students—No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study. |
To learn more about repayment, please visit https://studentaid.gov/understand-aid/types/loans
Interest rates and additional fees
The interest rates are fixed rates for the life of the loan. For the latest, please visit the Federal Student aid website: https://studentaid.gov/understand-aid/types/loans/interest-rates.
Note: The student loan paymentpause is extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 — payments will resume 60 days after that.
Are there any fees for federal student loans?
Most federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive while enrolled in school. This means the money you receive will be less than the amount you actually borrow. You’re responsible for repaying the entire amount you borrowed and not just the amount you received.
The chart below shows the loan fees for Direct Subsidized, Direct Unsubsidized, and Direct PLUS Loans.
Loan Fees for Direct Subsidized Loans and Direct Unsubsidized Loans | |
---|---|
First Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/23 | 1.057% |
On or after 10/1/19 and before 10/1/20 | 1.059% |
Loan Fees for Direct PLUS Loans | |
Firs Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/23 | 4.228% |
On or after 10/1/19 and before 10/1/20 | 4.236% |
Cost of attendance varies by program and by year of initial enrollment
CIRO International Dental Program
Cost of Attendance
Academic Year 2023-2024
Student with Foreign Graduate Degree CIRO XIV
Concept | 1st Semester | 2nd Semester | 3rd Semester | 4th Semester |
---|---|---|---|---|
* Tuition and Fees | $33,000.00 | $33,000.00 | $33,000.00 | $33,000.00 |
Books/Supplies/Instruments | $18,800.00 | - | - | - |
**Student Loan Fees | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 |
**Transportation | $2,082.00 | $2,082.00 | $2,082.00 | $2,082.00 |
**Room and Board | $4,872.00 | $4,872.00 | $4,872.00 | $4,872.00 |
**Professional Exam | - | - | $4,500.00 | $4,500.00 |
**Living Expenses | $1,250.00 | $1,250.00 | $1,250.00 | $1,250.00 |
Totals | $61,004.00 | $42,204.00 | $46,704.00 | $$ 46,704.00 |
Total per Academic Year | $103,208.00 | $93,408.00 |
* Tuition for a student with a Mexican University Degree $29,500.00
* Tuition for an alumni $27,500.00
** Fees are estimated for a full-time one year of enrollment
All amounts are in US Dollars
It takes 2 (two) years to complete the degree.
The required courses total 254 credits to graduate.
* Fees are estimated for a full-time one year of enrollment.
Disbursement information
Disbursements for the CIRO-IDP are scheduled according to the year of enrollment. Please be aware that foreign schools are subject to a 30-day disbursement delay.
• For students enrolled in the 1st year, the disbursements are programmed per semester; total cost of semester, disbursed in two equal installments.
• For students enrolled in the 2nd year, the total Cost of Attendance (COA) disbursed in two equal installments; one disbursement for the third semester, and one for the fourth semester.
Within three working days of the University receiving the funds, the proportion for tuition and fees are applied to your institutional account, and any excess balance is paid directly to you, within 14 days, of the funds arriving.
• You must be enrolled before your funds can be requested.
• Foreign schools are subject to a 30-day disbursement delay.
• Once money is disbursed you must remain enrolled on at least a half-time basis; otherwise, you may lose eligibility.
• In the event you need to cancel any aid, request a Leave of Absence, or withdraw from the Program, you must contact the Financial Aid Office immediately.
• We can only process loans for students who meet the criteria set by the US Department of Education.
• It is your responsibility to secure funding for your entire program regardless if funding is available or denied.
For more information regarding the Federal Student Aid Loans, please visit:
https://studentaid.gov/understand-aid/types/loans
Note: The Universidad La Salle Bajío, A.C. for Federal Student Aid purposes is considered a foreign school; therefore, the aid available is through loans; and applications and Loan Agreements (MPN) must be completed yearly.
Note: Foreign Educational Institutions are not required, as a matter of Title IV eligibility to obtain an EIN, and complete Form 1098-T for U.S. students enrolled. Therefore, the Universidad La Salle Bajío, A.C. does not have an EIN, consequently, does not provide the Form 1098-T to students.
Federal regulations indicate that any student who has received a federal loan while in attendance at the Universidad La Salle Bajío, A.C. must complete an Exit Counseling; the exit counseling will take about half an hour. You must:
The Exit Interview
• Explains the rights and responsibilities of federal loan borrowers
• Is required when a student:
• graduates,
• drops below part-time status
• takes a leave of absence, or
• withdraws from the University
* Students who do not complete an exit interview may have their diploma and transcripts placed on hold.
* Students who take an approve leave of absence; do not qualify for disbursements while in leave of absence.
* Students that withdraw must immediately contact the Financial Aid Office to learn about your rights and responsibilities.
About Repayment: What? When? How?
Repayment is the process of making payments to pay off the loan you borrowed, plus the interest that has accrued on the loan while you were in school, during any periods of authorized deferment, and during your grace period. The longer you take to repay your loans, the more you will have to pay in interest charges.
Repayment begins after a grace period following your graduation date or your ceasing to be enrolled. Your first payment is typically due within 60 days of each loan’s entering repayment.
To make your payments more affordable, your federal loan servicer may offer a variety of repayment plans. Repayment options are different based on the type of loan.
You should periodically review your repayment plan and contact your loan servicer for help in determining what options may be available. You may prepay your loan with no penalty or use one of the repayment plans available.
To learn more about repayment, please visit the visit the https://studentaid.gov/h/manage-loans.
Making Payments
The U.S. Department of Education (ED) uses several loan servicers to handle the billing and other services on loans for the William D. Ford Federal Direct Loan (Direct Loan) Program and for loans that were made under the Federal Family Education Loan (FFEL) Program and that ED later purchased. Your loan servicer will set you up under the Standard Repayment Plan unless you tell your loan servicer you want a different repayment plan.
Type of Loan | Send Payments To | When to Send Payments |
---|---|---|
Direct Loans and FFEL loans owned by ED | Your loan servicer | Check with your loan servicer. |